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As of February 2025, the Canadian real estate market exhibits a mix feeling of resilience and caution. The Bank of Canada's recent decision to lower its benchmark interest rate by a quarter percentage point to 3% is anticipated to stimulate the market, encouraging more home buyers and potentially leading to increased transactions and modest price rises throughout 2025, therefore at this point in time, if you are considering jumping into the real estate market, now is the right... [read more]

With the ever changing trends in the Canadian Market, great news for home buyers comes over the horizon to level things out and effective this December 15 2024 houses up to $1.5 Million will qualify for mortgage insurance, moving the notch from a $1.0 Million Cap. This means that you could buy a property up to $1.5 Million with less than 20% down payment and this is great news for the ones saving up to buy properties in cities like Vancouver or Toronto, where Detach and Semis usually start in... [read more]

Today the bank of Canada announced the long awaited interest rate cut this morning after 6 consecutive holds. Starting with a very cautious -0.25%, changing the new target to 4.75% , this announces the new shifting in the Real Estate Market , encouraging more buyers that were waiting in the side lines to start their new journey , in the table below you can see the most recent announces from the BoC. Interest Rate announcements Date Target (%) Change... [read more]

When it comes time to sell your home, you will likely be put in a situation where home updates, repairs, and upgrades are recommended in order to boost the value of your home for maximum returns! Now before tearing down a wall or throwing your money at everything it's important to understand not all home renovations are equal. Below you will find a list of the top 5 home renovations that have significant impact on your selling potential: 1. Improve energy efficiency This... [read more]